{"id":5233,"date":"2023-04-04T11:29:03","date_gmt":"2023-04-04T09:29:03","guid":{"rendered":"https:\/\/kredit-baufinanzierung-radke.de\/prolongation-finanzierung\/"},"modified":"2026-01-05T09:26:41","modified_gmt":"2026-01-05T08:26:41","slug":"prolongation-finanzierung","status":"publish","type":"page","link":"https:\/\/cf-finanz.de\/es\/prolongation-finanzierung\/","title":{"rendered":"Prolongation-Finanzierung"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"5233\" class=\"elementor elementor-5233\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-316822f2 e-con-full e-flex e-con e-parent\" data-id=\"316822f2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1cf09349 e-flex e-con-boxed e-con e-parent\" data-id=\"1cf09349\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9989e9b e-con-full e-flex e-con e-child\" data-id=\"9989e9b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4095f94 elementor-widget elementor-widget-elementskit-heading\" data-id=\"4095f94\" data-element_type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h1 class=\"ekit-heading--title elementskit-section-title\">Prolongaci\u00f3n<\/h1>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p>El t\u00e9rmino \"pr\u00f3rroga\" se utiliza en el sector crediticio, sobre todo en el caso de los pr\u00e9stamos hipotecarios. Se refiere a la ampliaci\u00f3n del plazo de un contrato de pr\u00e9stamo por parte de la misma entidad de cr\u00e9dito. Este tipo de financiaci\u00f3n posterior puede ser muy costosa, CF Finanz le informar\u00e1 sobre su funcionamiento y sobre una forma alternativa de ahorrar en gastos de intereses.<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-64649825 e-flex e-con-boxed e-con e-parent\" data-id=\"64649825\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-50002332 e-con-full e-flex e-con e-child\" data-id=\"50002332\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a5215a7 elementor-widget elementor-widget-image\" data-id=\"2a5215a7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"74\" height=\"48\" src=\"https:\/\/cf-finanz.de\/wp-content\/uploads\/2023\/04\/prolongation-zeit.svg\" class=\"attachment-large size-large wp-image-4753\" alt=\"Icon - Prolongation\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-221285b6 e-con-full e-flex e-con e-child\" data-id=\"221285b6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-362ca383 elementor-widget elementor-widget-heading\" data-id=\"362ca383\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 significa prolongaci\u00f3n?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d6c8134 elementor-widget elementor-widget-text-editor\" data-id=\"5d6c8134\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEl t\u00e9rmino deriva de la palabra latina \u201cprolungare\u201d (prolongar). Describe el proceso de ampliaci\u00f3n del plazo de un pr\u00e9stamo hipotecario. Tras la expiraci\u00f3n del per\u00edodo de inter\u00e9s fijo, las condiciones para el importe del pr\u00e9stamo a\u00fan no reembolsado deben regularse con una llamada financiaci\u00f3n de seguimiento. Si el per\u00edodo de inter\u00e9s fijo ha expirado, debe celebrarse un contrato de pr\u00e9stamo de seguimiento. O bien el cliente recibe una oferta de su banco anterior para continuar el pr\u00e9stamo, o bien otro banco se hace cargo de la financiaci\u00f3n hipotecaria. Entonces se habla de una reestructuraci\u00f3n del pr\u00e9stamo.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1cbeede4 e-flex e-con-boxed e-con e-parent\" data-id=\"1cbeede4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-20ba7570 e-con-full e-flex e-con e-child\" data-id=\"20ba7570\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7dacd44c elementor-widget elementor-widget-image\" data-id=\"7dacd44c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"74\" height=\"48\" src=\"https:\/\/cf-finanz.de\/wp-content\/uploads\/2023\/04\/prolongation-umschuldung.svg\" class=\"attachment-large size-large wp-image-4754\" alt=\"Icon - Prolongation\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6ed45fb e-con-full e-flex e-con e-child\" data-id=\"6ed45fb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4517ca5e elementor-widget elementor-widget-heading\" data-id=\"4517ca5e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfCu\u00e1l es la diferencia con una reestructuraci\u00f3n?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7eb194c8 elementor-widget elementor-widget-text-editor\" data-id=\"7eb194c8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEn una prolongaci\u00f3n solo se determinan de nuevo las condiciones de inter\u00e9s, per\u00edodo de inter\u00e9s fijo y tipo de inter\u00e9s fijo. Todas las dem\u00e1s condiciones del pr\u00e9stamo, como la amortizaci\u00f3n, se toman del contrato de pr\u00e9stamo antiguo. En una reestructuraci\u00f3n, otra entidad financiera est\u00e1 dispuesta a continuar financiando la deuda restante del pr\u00e9stamo hipotecario. Dado que la reestructuraci\u00f3n se realiza con un nuevo banco comercial, todas las condiciones del contrato de pr\u00e9stamo pueden renegociarse. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-35f94746 e-flex e-con-boxed e-con e-parent\" data-id=\"35f94746\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-25cd205 e-con-full e-flex e-con e-child\" data-id=\"25cd205\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e218ea5 elementor-widget elementor-widget-image\" data-id=\"4e218ea5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"74\" height=\"48\" src=\"https:\/\/cf-finanz.de\/wp-content\/uploads\/2023\/04\/prolongation-1.svg\" class=\"attachment-large size-large wp-image-4755\" alt=\"Icon - Prolongation\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-78489d23 e-con-full e-flex e-con e-child\" data-id=\"78489d23\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74233621 elementor-widget elementor-widget-heading\" data-id=\"74233621\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfC\u00f3mo funciona la prolongaci\u00f3n del pr\u00e9stamo?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5488ca9d elementor-widget elementor-widget-text-editor\" data-id=\"5488ca9d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEl prestamista actual est\u00e1 obligado a informar a los prestatarios de si y en qu\u00e9 condiciones est\u00e1 dispuesto a continuar el pr\u00e9stamo hipotecario. Esto debe suceder como muy tarde 3 meses antes de la expiraci\u00f3n del per\u00edodo de inter\u00e9s fijo y se realiza con una oferta por escrito del banco. Sin embargo, las instituciones financieras no est\u00e1n obligadas a continuar el pr\u00e9stamo.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f68dd29 e-flex e-con-boxed e-con e-parent\" data-id=\"f68dd29\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-128eaac3 e-con-full e-flex e-con e-child\" data-id=\"128eaac3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6103a138 elementor-widget elementor-widget-image\" data-id=\"6103a138\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"74\" height=\"48\" src=\"https:\/\/cf-finanz.de\/wp-content\/uploads\/2023\/04\/prolongation-kredit.svg\" class=\"attachment-large size-large wp-image-4756\" alt=\"Icon - Prolongation\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66219a51 e-con-full e-flex e-con e-child\" data-id=\"66219a51\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a38ceba elementor-widget elementor-widget-heading\" data-id=\"4a38ceba\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 puede ser m\u00e1s barata una reestructuraci\u00f3n?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fa61a86 elementor-widget elementor-widget-text-editor\" data-id=\"2fa61a86\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tLos clientes tienen unos 14 d\u00edas para aceptar la oferta de prolongaci\u00f3n. Durante este per\u00edodo deben devolver los documentos contractuales firmados. Compensa pensar en la ampliaci\u00f3n del pr\u00e9stamo a una fase temprana. Si los prestatarios hipotecarios obtienen otras ofertas y las comparan, pueden ahorrar costes considerables. Los bancos suponen que no tienen que ofrecer mejores tipos de inter\u00e9s porque los clientes reh\u00fayen el esfuerzo del cambio o est\u00e1n bajo presi\u00f3n de tiempo para obtener a tiempo una nueva oferta de pr\u00e9stamo. La prolongaci\u00f3n del pr\u00e9stamo solo merece la pena si los tipos de inter\u00e9s del mercado no han cambiado y los prestatarios ya ten\u00edan dificultades originalmente para encontrar un prestamista. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-776e3a63 e-flex e-con-boxed e-con e-parent\" data-id=\"776e3a63\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5eaa4924 e-con-full e-flex e-con e-child\" data-id=\"5eaa4924\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c72b7c6 elementor-widget elementor-widget-heading\" data-id=\"2c72b7c6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfD\u00f3nde est\u00e1n las ventajas?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ec9a64b elementor-widget elementor-widget-text-editor\" data-id=\"4ec9a64b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tUna prolongaci\u00f3n puede gestionarse de forma sencilla y sin gran esfuerzo. Aporta a los clientes del pr\u00e9stamo un gran ahorro de tiempo, su solvencia no tiene que volver a comprobarse. Solo hay que firmar la oferta de la entidad financiadora anterior, no hay que presentar nuevos documentos. La contraparte contractual sigue siendo una instituci\u00f3n conocida, el llamado banco de confianza; no hay que cambiar de interlocutores. Tambi\u00e9n se omiten tasas adicionales, por ejemplo por una nueva inscripci\u00f3n registral. Sin embargo, existen serias desventajas en comparaci\u00f3n.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d53658c e-con-full e-flex e-con e-child\" data-id=\"7d53658c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f6d8799 elementor-widget elementor-widget-heading\" data-id=\"6f6d8799\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 desventajas existen?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ca4f75a elementor-widget elementor-widget-text-editor\" data-id=\"1ca4f75a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Por lo general, no existe un margen de negociaci\u00f3n con el antiguo prestamista. Las condiciones est\u00e1n estipuladas por el banco de confianza y son fundamentalmente peores que con otros bancos. Las restantes condiciones contractuales permanecen vigentes y deben seguir siendo aceptadas por el prestatario.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ab301b6 e-flex e-con-boxed e-con e-parent\" data-id=\"3ab301b6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-340f22b8 elementor-widget elementor-widget-elementskit-heading\" data-id=\"340f22b8\" data-element_type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_center   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title\">Nuestras <span><span>soluciones<\/span><\/span> para sus <span><span>problemas <\/span><\/span><\/h2><h3 class=\"ekit-heading--subtitle elementskit-section-subtitle\">\n\t\t\t\t\t\tConcertar una consulta gratuita\n\t\t\t\t\t<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e81749d elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5e81749d\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/calendly.com\/cf-finanz\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Concertar ahora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fa30432 e-flex e-con-boxed e-con e-parent\" data-id=\"1fa30432\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5183d227 elementor-widget elementor-widget-elementskit-heading\" data-id=\"5183d227\" data-element_type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_center   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title\">Comprobar finanzas y documentos c\u00f3modamente desde el sof\u00e1?<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5362f634 e-flex e-con-boxed e-con e-parent\" data-id=\"5362f634\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6c450ccc e-con-full e-flex e-con e-child\" data-id=\"6c450ccc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c188ef2 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"4c188ef2\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon\">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-calculator1\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Calculadora en l\u00ednea                <\/h3>\n                        \t\t  \t<p>Compruebe c\u00f3modamente las posibilidades de antemano.<\/p>\n                                        <div class=\"box-footer disable_hover_button\">\n                    <div class=\"btn-wraper\">\n                                                            <a class=\"elementskit-btn whitespace--normal\" href=\"https:\/\/kredit-baufinanzierung-radke.de\/online-rechner-fuer-kredite-finanzierung\/\">\n                                                                                M\u00e1s informaci\u00f3n                                    <\/a>\n                                                        <\/div>\n                <\/div>\n                    <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-15fec74a e-con-full e-flex e-con e-child\" data-id=\"15fec74a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11b3b06a ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"11b3b06a\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon\">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-file-1\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Documentos                <\/h3>\n                        \t\t  \t<p>Encuentre en nuestro sitio los documentos que necesita.<\/p>\n                                        <div class=\"box-footer disable_hover_button\">\n                    <div class=\"btn-wraper\">\n                                                            <a class=\"elementskit-btn whitespace--normal\" href=\"https:\/\/kredit-baufinanzierung-radke.de\/unterlagenliste-kredit-finanzierung\/\">\n                                                                                M\u00e1s informaci\u00f3n                                    <\/a>\n                                                        <\/div>\n                <\/div>\n                    <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-76d4fb34 e-con-full e-flex e-con e-child\" data-id=\"76d4fb34\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d995342 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"3d995342\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon\">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-Safe-house\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Valoraci\u00f3n de la propiedad                <\/h3>\n                        \t\t  \t<p>Con unos pocos clics sabr\u00e1 cu\u00e1nto vale su propiedad.<\/p>\n                                        <div class=\"box-footer disable_hover_button\">\n                    <div class=\"btn-wraper\">\n                                                            <a class=\"elementskit-btn whitespace--normal\" href=\"https:\/\/kredit-baufinanzierung-radke.de\/immobilienbewertung-finanzierung\/\">\n                                                                                M\u00e1s informaci\u00f3n                                    <\/a>\n                                                        <\/div>\n                <\/div>\n                    <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Prolongation Die Bezeichnung Prolongation wird im Kreditwesen verwendet, insbesondere bei einer Baufinanzierung. Darunter versteht man die Verl\u00e4ngerung der Laufzeit eines Darlehensvertrags durch das gleiche Kreditinstitut. Diese Variante der Anschlussfinanzierung kann sehr kostspielig sein, die CF Finanz informiert Sie \u00fcber deren Funktionsweise und eine Alternative zur Einsparung von Zinsaufwand. Was bedeutet Prolongation? Der Begriff ist von [&hellip;]<\/p>","protected":false},"author":2,"featured_media":5238,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-5233","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Prolongation - CF Finanz<\/title>\n<meta name=\"description\" content=\"Die Bezeichnung Prolongation wird im Kreditwesen verwendet, insbesondere bei einer Baufinanzierung.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cf-finanz.de\/es\/prolongation-finanzierung\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Prolongation - CF Finanz\" \/>\n<meta property=\"og:description\" content=\"Die Bezeichnung Prolongation wird im Kreditwesen verwendet, insbesondere bei einer Baufinanzierung.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cf-finanz.de\/es\/prolongation-finanzierung\/\" \/>\n<meta property=\"og:site_name\" content=\"CF Finanz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/finanzierung.radke\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-05T08:26:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cf-finanz.de\/wp-content\/uploads\/2023\/04\/kfw-darlehen-slider.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1051\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cf-finanz.de\/prolongation-finanzierung\/\",\"url\":\"https:\/\/cf-finanz.de\/prolongation-finanzierung\/\",\"name\":\"Prolongation - CF Finanz\",\"isPartOf\":{\"@id\":\"https:\/\/cf-finanz.de\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/cf-finanz.de\/prolongation-finanzierung\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/cf-finanz.de\/prolongation-finanzierung\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cf-finanz.de\/wp-content\/uploads\/2023\/04\/kfw-darlehen-slider.jpg\",\"datePublished\":\"2023-04-04T09:29:03+00:00\",\"dateModified\":\"2026-01-05T08:26:41+00:00\",\"description\":\"Die Bezeichnung Prolongation wird im Kreditwesen verwendet, insbesondere bei einer Baufinanzierung.\",\"breadcrumb\":{\"@id\":\"https:\/\/cf-finanz.de\/prolongation-finanzierung\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/cf-finanz.de\/prolongation-finanzierung\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/cf-finanz.de\/prolongation-finanzierung\/#primaryimage\",\"url\":\"https:\/\/cf-finanz.de\/wp-content\/uploads\/2023\/04\/kfw-darlehen-slider.jpg\",\"contentUrl\":\"https:\/\/cf-finanz.de\/wp-content\/uploads\/2023\/04\/kfw-darlehen-slider.jpg\",\"width\":2560,\"height\":1051,\"caption\":\"KFW Darlehen\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/cf-finanz.de\/prolongation-finanzierung\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\/\/cf-finanz.de\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Prolongation-Finanzierung\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/cf-finanz.de\/#website\",\"url\":\"https:\/\/cf-finanz.de\/\",\"name\":\"CF Finanz\",\"description\":\"Baufinanzierung und Kredite in Magdeburg und Sachsen-Anhalt\",\"publisher\":{\"@id\":\"https:\/\/cf-finanz.de\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/cf-finanz.de\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/cf-finanz.de\/#organization\",\"name\":\"Finanzierung Radke\",\"url\":\"https:\/\/cf-finanz.de\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/cf-finanz.de\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/kredit-baufinanzierung-radke.de\/wp-content\/uploads\/2021\/05\/radwegrunners_1-1.jpg\",\"contentUrl\":\"https:\/\/kredit-baufinanzierung-radke.de\/wp-content\/uploads\/2021\/05\/radwegrunners_1-1.jpg\",\"width\":1417,\"height\":592,\"caption\":\"Finanzierung Radke\"},\"image\":{\"@id\":\"https:\/\/cf-finanz.de\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/finanzierung.radke\/\",\"https:\/\/www.instagram.com\/baufinanzierung_radke\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Prolongation - CF Finanz","description":"Die Bezeichnung Prolongation wird im Kreditwesen verwendet, insbesondere bei einer Baufinanzierung.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cf-finanz.de\/es\/prolongation-finanzierung\/","og_locale":"es_ES","og_type":"article","og_title":"Prolongation - CF Finanz","og_description":"Die Bezeichnung Prolongation wird im Kreditwesen verwendet, insbesondere bei einer Baufinanzierung.","og_url":"https:\/\/cf-finanz.de\/es\/prolongation-finanzierung\/","og_site_name":"CF Finanz","article_publisher":"https:\/\/www.facebook.com\/finanzierung.radke\/","article_modified_time":"2026-01-05T08:26:41+00:00","og_image":[{"width":2560,"height":1051,"url":"https:\/\/cf-finanz.de\/wp-content\/uploads\/2023\/04\/kfw-darlehen-slider.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/cf-finanz.de\/prolongation-finanzierung\/","url":"https:\/\/cf-finanz.de\/prolongation-finanzierung\/","name":"Prolongation - CF Finanz","isPartOf":{"@id":"https:\/\/cf-finanz.de\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cf-finanz.de\/prolongation-finanzierung\/#primaryimage"},"image":{"@id":"https:\/\/cf-finanz.de\/prolongation-finanzierung\/#primaryimage"},"thumbnailUrl":"https:\/\/cf-finanz.de\/wp-content\/uploads\/2023\/04\/kfw-darlehen-slider.jpg","datePublished":"2023-04-04T09:29:03+00:00","dateModified":"2026-01-05T08:26:41+00:00","description":"Die Bezeichnung Prolongation wird im Kreditwesen verwendet, insbesondere bei einer Baufinanzierung.","breadcrumb":{"@id":"https:\/\/cf-finanz.de\/prolongation-finanzierung\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cf-finanz.de\/prolongation-finanzierung\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/cf-finanz.de\/prolongation-finanzierung\/#primaryimage","url":"https:\/\/cf-finanz.de\/wp-content\/uploads\/2023\/04\/kfw-darlehen-slider.jpg","contentUrl":"https:\/\/cf-finanz.de\/wp-content\/uploads\/2023\/04\/kfw-darlehen-slider.jpg","width":2560,"height":1051,"caption":"KFW Darlehen"},{"@type":"BreadcrumbList","@id":"https:\/\/cf-finanz.de\/prolongation-finanzierung\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/cf-finanz.de\/"},{"@type":"ListItem","position":2,"name":"Prolongation-Finanzierung"}]},{"@type":"WebSite","@id":"https:\/\/cf-finanz.de\/#website","url":"https:\/\/cf-finanz.de\/","name":"CF Finanzas","description":"Hipotecas y pr\u00e9stamos en Magdeburgo y Sajonia-Anhalt","publisher":{"@id":"https:\/\/cf-finanz.de\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cf-finanz.de\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/cf-finanz.de\/#organization","name":"Financiaci\u00f3n Radke","url":"https:\/\/cf-finanz.de\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/cf-finanz.de\/#\/schema\/logo\/image\/","url":"https:\/\/kredit-baufinanzierung-radke.de\/wp-content\/uploads\/2021\/05\/radwegrunners_1-1.jpg","contentUrl":"https:\/\/kredit-baufinanzierung-radke.de\/wp-content\/uploads\/2021\/05\/radwegrunners_1-1.jpg","width":1417,"height":592,"caption":"Finanzierung Radke"},"image":{"@id":"https:\/\/cf-finanz.de\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/finanzierung.radke\/","https:\/\/www.instagram.com\/baufinanzierung_radke\/"]}]}},"_links":{"self":[{"href":"https:\/\/cf-finanz.de\/es\/wp-json\/wp\/v2\/pages\/5233","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cf-finanz.de\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cf-finanz.de\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cf-finanz.de\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cf-finanz.de\/es\/wp-json\/wp\/v2\/comments?post=5233"}],"version-history":[{"count":10,"href":"https:\/\/cf-finanz.de\/es\/wp-json\/wp\/v2\/pages\/5233\/revisions"}],"predecessor-version":[{"id":8033,"href":"https:\/\/cf-finanz.de\/es\/wp-json\/wp\/v2\/pages\/5233\/revisions\/8033"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cf-finanz.de\/es\/wp-json\/wp\/v2\/media\/5238"}],"wp:attachment":[{"href":"https:\/\/cf-finanz.de\/es\/wp-json\/wp\/v2\/media?parent=5233"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}